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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,479 | $112,935-78.3% | $90,970-73.1% | $158,966-84.6% |
| Participation rate | 80.0% | 74.7%+5.3pp | 69.0%+11.0pp | 82.0%-2.0pp |
| Annual return | 89.10% | 215.79%-126.7pp | 134.58%-45.5pp | 302.95%-213.9pp |
| Employer contribution / active EE | $775 | $2,895-73.2% | $2,122-63.5% | $4,762-83.7% |
| Participant deferral / active EE | $3,634 | $4,129-12.0% | $3,373+7.7% | $5,983-39.3% |
| Admin fee / account holder | $2,012 | $8,045-75.0% | $5,960-66.2% | $11,250-82.1% |