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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,722 | $103,000-56.6% | $90,300-50.5% | $152,885-70.7% |
| Participation rate | 75.0% | 75.9%-0.9pp | 73.3%+1.7pp | 82.5%-7.5pp |
| Annual return | 22.52% | 95.19%-72.7pp | 78.11%-55.6pp | 345.39%-322.9pp |
| Employer contribution / active EE | $1,310 | $3,138-58.3% | $2,854-54.1% | $4,763-72.5% |
| Participant deferral / active EE | $4,369 | $4,281+2.1% | $3,884+12.5% | $5,851-25.3% |
| Admin fee / account holder | $2,340 | $6,173-62.1% | $5,353-56.3% | $11,598-79.8% |