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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,321 | $100,911-43.2% | $90,440-36.6% | $158,966-63.9% |
| Participation rate | 73.3% | 75.0%-1.7pp | 72.7%+0.6pp | 82.0%-8.6pp |
| Annual return | 16.20% | 1726.62%-1710.4pp | 1294.38%-1278.2pp | 302.95%-286.8pp |
| Employer contribution / active EE | $1,158 | $3,690-68.6% | $3,263-64.5% | $4,762-75.7% |
| Participant deferral / active EE | $3,697 | $4,348-15.0% | $3,964-6.7% | $5,983-38.2% |
| Admin fee / account holder | $1,876 | $6,507-71.2% | $5,615-66.6% | $11,250-83.3% |