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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,847 | $99,031-70.9% | $86,597-66.7% | $147,585-80.5% |
| Participation rate | 60.0% | 76.3%-16.3pp | 73.5%-13.5pp | 82.8%-22.8pp |
| Annual return | 18.43% | 1312.56%-1294.1pp | 964.96%-946.5pp | 578.57%-560.1pp |
| Employer contribution / active EE | $1,249 | $3,132-60.1% | $2,840-56.0% | $4,876-74.4% |
| Participant deferral / active EE | $4,344 | $3,972+9.4% | $3,609+20.4% | $5,439-20.1% |
| Admin fee / account holder | $15 | $5,711-99.7% | $4,906-99.7% | $10,885-99.9% |