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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,449 | $110,337-39.8% | $102,383-35.1% | $145,877-54.4% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.5%+15.5pp | 80.3%+9.7pp |
| Annual return | 11.07% | 24.83%-13.8pp | 24.94%-13.9pp | 551.28%-540.2pp |
| Employer contribution / active EE | $2,774 | $4,216-34.2% | $3,870-28.3% | $4,663-40.5% |
| Participant deferral / active EE | $8,771 | $5,621+56.0% | $5,060+73.3% | $6,691+31.1% |
| Admin fee / account holder | $2,055 | $9,750-78.9% | $8,391-75.5% | $13,402-84.7% |