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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,784 | $133,981-73.3% | $112,249-68.1% | $134,532-73.4% |
| Participation rate | 88.9% | 78.6%+10.3pp | 75.1%+13.8pp | 81.2%+7.7pp |
| Annual return | 0.00% | 47.16%-47.2pp | 27.48%-27.5pp | 418.27%-418.3pp |
| Employer contribution / active EE | $2,520 | $4,040-37.6% | $3,636-30.7% | $4,741-46.9% |
| Participant deferral / active EE | $7,127 | $5,292+34.7% | $4,729+50.7% | $6,401+11.3% |
| Admin fee / account holder | $343 | $7,492-95.4% | $6,412-94.7% | $11,429-97.0% |