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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,683 | $106,247-53.2% | $96,515-48.5% | $139,466-64.4% |
| Participation rate | 90.0% | 77.8%+12.2pp | 74.3%+15.7pp | 80.3%+9.7pp |
| Annual return | 18.12% | 38.47%-20.3pp | 35.73%-17.6pp | 373.66%-355.5pp |
| Employer contribution / active EE | $2,418 | $4,106-41.1% | $3,740-35.3% | $4,754-49.1% |
| Participant deferral / active EE | $8,482 | $5,456+55.5% | $4,880+73.8% | $6,712+26.4% |
| Admin fee / account holder | $447 | $7,885-94.3% | $6,735-93.4% | $11,409-96.1% |