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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,848 | $223,823-4.5% | $211,142+1.3% | $154,746+38.2% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 14.71% | 50.39%-35.7pp | 46.84%-32.1pp | 172.34%-157.6pp |
| Employer contribution / active EE | $11,110 | $6,787+63.7% | $6,442+72.5% | $4,379+153.7% |
| Participant deferral / active EE | $15,272 | $9,750+56.6% | $9,284+64.5% | $6,730+126.9% |
| Admin fee / account holder | $80,129 | $19,707+306.6% | $19,076+320.1% | $14,365+457.8% |