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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,250 | $183,988-23.2% | $162,177-12.9% | $152,897-7.6% |
| Participation rate | 90.0% | 88.5%+1.5pp | 87.6%+2.4pp | 82.5%+7.5pp |
| Annual return | 159.74% | 150.79%+9.0pp | 115.60%+44.1pp | 345.43%-185.7pp |
| Employer contribution / active EE | $7,897 | $6,370+24.0% | $5,613+40.7% | $4,764+65.8% |
| Participant deferral / active EE | $9,676 | $8,032+20.5% | $7,297+32.6% | $5,851+65.4% |
| Admin fee / account holder | $1,833 | $13,123-86.0% | $10,843-83.1% | $11,599-84.2% |