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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,409 | $55,930-34.9% | $76,089-52.1% | $80,925-55.0% |
| Participation rate | 85.3% | 62.1%+23.2pp | 69.1%+16.2pp | 67.7%+17.6pp |
| Annual return | 11.22% | 20.58%-9.4pp | 360.94%-349.7pp | 35.65%-24.4pp |
| Employer contribution / active EE | $0 | $1,866-100.0% | $2,690-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $6,375 | $3,051+109.0% | $4,259+49.7% | $4,299+48.3% |
| Admin fee / account holder | $2,783 | $5,241-46.9% | $6,418-56.6% | $6,940-59.9% |