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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,956 | $51,222-55.2% | $70,544-67.5% | $75,173-69.5% |
| Participation rate | 89.5% | 61.0%+28.5pp | 68.4%+21.1pp | 67.2%+22.3pp |
| Annual return | 14.56% | 30.06%-15.5pp | 32.79%-18.2pp | 160.72%-146.2pp |
| Employer contribution / active EE | $0 | $1,827-100.0% | $2,976-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $4,798 | $2,850+68.3% | $4,568+5.0% | $4,126+16.3% |
| Admin fee / account holder | $3,805 | $4,096-7.1% | $6,427-40.8% | $5,651-32.7% |