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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,169 | $59,804-57.9% | $81,982-69.3% | $79,856-68.5% |
| Participation rate | 90.0% | 61.6%+28.4pp | 69.3%+20.7pp | 69.6%+20.4pp |
| Annual return | 15.58% | 17.56%-2.0pp | 41.31%-25.7pp | 31.71%-16.1pp |
| Employer contribution / active EE | $0 | $1,713-100.0% | $2,498-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $4,585 | $2,695+70.1% | $3,722+23.2% | $3,741+22.6% |
| Admin fee / account holder | $1,960 | $4,288-54.3% | $5,665-65.4% | $5,306-63.1% |