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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,168 | $48,267-52.0% | $68,808-66.3% | $68,486-66.2% |
| Participation rate | 97.1% | 60.7%+36.4pp | 69.0%+28.0pp | 67.9%+29.2pp |
| Annual return | -18.00% | -12.70%-5.3pp | -6.37%-11.6pp | -7.85%-10.1pp |
| Employer contribution / active EE | $0 | $1,829-100.0% | $2,656-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $5,199 | $2,867+81.4% | $3,942+31.9% | $4,028+29.1% |
| Admin fee / account holder | $1,411 | $4,362-67.6% | $4,936-71.4% | $5,404-73.9% |