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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,437 | $58,627-25.9% | $76,735-43.4% | $82,448-47.3% |
| Participation rate | 94.1% | 63.2%+30.9pp | 69.5%+24.6pp | 68.1%+26.0pp |
| Annual return | 18.28% | 39.10%-20.8pp | 29.77%-11.5pp | 41.64%-23.4pp |
| Employer contribution / active EE | $0 | $1,729-100.0% | $2,454-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $6,668 | $3,134+112.8% | $4,088+63.1% | $4,139+61.1% |
| Admin fee / account holder | $2,704 | $5,323-49.2% | $7,189-62.4% | $7,234-62.6% |