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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,409 | $55,902-34.9% | $76,030-52.1% | $80,959-55.0% |
| Participation rate | 85.3% | 62.1%+23.2pp | 69.1%+16.2pp | 67.7%+17.6pp |
| Annual return | 11.22% | 20.59%-9.4pp | 361.54%-350.3pp | 35.67%-24.5pp |
| Employer contribution / active EE | $0 | $1,867-100.0% | $2,688-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $6,375 | $3,051+109.0% | $4,257+49.7% | $4,300+48.2% |
| Admin fee / account holder | $2,783 | $5,239-46.9% | $6,421-56.7% | $6,925-59.8% |