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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,404 | $102,663-16.8% | $86,216-0.9% | $139,466-38.8% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 17.79% | 1924.52%-1906.7pp | 1169.42%-1151.6pp | 373.66%-355.9pp |
| Employer contribution / active EE | $8,322 | $3,035+174.3% | $2,382+249.5% | $4,754+75.1% |
| Participant deferral / active EE | $5,899 | $4,677+26.1% | $3,986+48.0% | $6,712-12.1% |
| Admin fee / account holder | $11,118 | $8,663+28.3% | $6,853+62.2% | $11,409-2.5% |