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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,962 | $106,923-44.9% | $84,023-29.8% | $152,909-61.4% |
| Participation rate | 92.3% | 75.3%+17.1pp | 69.0%+23.3pp | 82.5%+9.9pp |
| Annual return | 20.55% | 105.02%-84.5pp | 71.32%-50.8pp | 345.46%-324.9pp |
| Employer contribution / active EE | $7,700 | $2,735+181.5% | $1,984+288.1% | $4,764+61.6% |
| Participant deferral / active EE | $4,554 | $4,013+13.5% | $3,239+40.6% | $5,851-22.2% |
| Admin fee / account holder | $2,708 | $8,289-67.3% | $6,102-55.6% | $11,601-76.7% |