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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,159 | $112,933-30.8% | $90,970-14.1% | $158,982-50.8% |
| Participation rate | 92.9% | 74.7%+18.1pp | 69.0%+23.8pp | 82.0%+10.9pp |
| Annual return | 18.54% | 215.82%-197.3pp | 134.60%-116.1pp | 302.99%-284.4pp |
| Employer contribution / active EE | $7,486 | $2,893+158.7% | $2,122+252.8% | $4,763+57.2% |
| Participant deferral / active EE | $5,181 | $4,128+25.5% | $3,373+53.6% | $5,983-13.4% |
| Admin fee / account holder | $365 | $8,047-95.5% | $5,961-93.9% | $11,252-96.8% |