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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,939 | $153,769-65.6% | $133,975-60.5% | $273,972-80.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 48.20% | 36.51%+11.7pp | 29.29%+18.9pp | 41.46%+6.7pp |
| Employer contribution / active EE | $8,472 | $6,029+40.5% | $5,211+62.6% | $4,869+74.0% |
| Participant deferral / active EE | $19,313 | $6,958+177.5% | $6,282+207.4% | $5,287+265.3% |
| Admin fee / account holder | $1,065 | $11,765-90.9% | $9,324-88.6% | $10,133-89.5% |