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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,593 | $171,867-51.4% | $149,721-44.2% | $147,586-43.4% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 14.96% | 2113.36%-2098.4pp | 1501.67%-1486.7pp | 578.59%-563.6pp |
| Employer contribution / active EE | $19,888 | $6,275+217.0% | $5,444+265.3% | $4,876+307.8% |
| Participant deferral / active EE | $21,121 | $7,270+190.5% | $6,568+221.6% | $5,439+288.3% |
| Admin fee / account holder | $18,015 | $13,799+30.5% | $11,282+59.7% | $10,886+65.5% |