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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,404 | $140,592-79.8% | $123,105-76.9% | $125,389-77.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -4.55% | 16.80%-21.3pp | 13.22%-17.8pp | 282.24%-286.8pp |
| Employer contribution / active EE | $8,594 | $6,041+42.3% | $5,151+66.8% | $4,866+76.6% |
| Participant deferral / active EE | $3,670 | $6,980-47.4% | $6,229-41.1% | $5,352-31.4% |
| Admin fee / account holder | $3,105 | $11,198-72.3% | $9,014-65.6% | $9,541-67.5% |