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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,207 | $108,882-50.2% | $96,754-44.0% | $154,746-65.0% |
| Participation rate | 70.6% | 75.1%-4.5pp | 70.3%+0.3pp | 80.7%-10.1pp |
| Annual return | 21.48% | 98.39%-76.9pp | 82.04%-60.6pp | 172.34%-150.9pp |
| Employer contribution / active EE | $2,794 | $3,018-7.4% | $2,679+4.3% | $4,379-36.2% |
| Participant deferral / active EE | $6,319 | $5,323+18.7% | $4,758+32.8% | $6,730-6.1% |
| Admin fee / account holder | $1,013 | $10,200-90.1% | $8,905-88.6% | $14,365-93.0% |