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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,293 | $213,785-57.3% | $185,441-50.8% | $155,188-41.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 14.41% | 19.97%-5.6pp | 20.16%-5.8pp | 148.84%-134.4pp |
| Employer contribution / active EE | $3,955 | $5,393-26.7% | $4,672-15.4% | $4,248-6.9% |
| Participant deferral / active EE | $6,496 | $6,864-5.4% | $6,152+5.6% | $6,531-0.5% |
| Admin fee / account holder | $1,761 | $21,134-91.7% | $17,890-90.2% | $14,480-87.8% |