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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,663 | $166,242-57.5% | $165,071-57.2% | $145,884-51.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 53.21% | 100.44%-47.2pp | 70.17%-17.0pp | 551.85%-498.6pp |
| Employer contribution / active EE | $3,665 | $5,283-30.6% | $4,347-15.7% | $4,662-21.4% |
| Participant deferral / active EE | $6,173 | $6,964-11.4% | $6,035+2.3% | $6,690-7.7% |
| Admin fee / account holder | $1,156 | $16,658-93.1% | $12,695-90.9% | $13,392-91.4% |