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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,424 | $176,794-88.4% | $146,647-86.1% | $167,553-87.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 16.48% | 24.04%-7.6pp | 22.75%-6.3pp | 478.89%-462.4pp |
| Employer contribution / active EE | $2,729 | $5,161-47.1% | $4,137-34.0% | $4,840-43.6% |
| Participant deferral / active EE | $5,422 | $6,440-15.8% | $5,506-1.5% | $6,343-14.5% |
| Admin fee / account holder | $1,206 | $13,262-90.9% | $10,281-88.3% | $12,316-90.2% |