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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,971 | $162,821-94.5% | $133,978-93.3% | $158,982-94.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | -28.42% | 41.95%-70.4pp | 45.10%-73.5pp | 302.99%-331.4pp |
| Employer contribution / active EE | $1,465 | $4,976-70.6% | $3,919-62.6% | $4,763-69.2% |
| Participant deferral / active EE | $4,291 | $5,910-27.4% | $5,047-15.0% | $5,983-28.3% |
| Admin fee / account holder | $2,716 | $11,742-76.9% | $8,930-69.6% | $11,252-75.9% |