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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,293 | $199,109-54.1% | $173,730-47.5% | $154,746-41.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 14.41% | 20.02%-5.6pp | 19.96%-5.6pp | 172.34%-157.9pp |
| Employer contribution / active EE | $3,955 | $5,311-25.5% | $4,577-13.6% | $4,379-9.7% |
| Participant deferral / active EE | $6,496 | $7,113-8.7% | $6,326+2.7% | $6,730-3.5% |
| Admin fee / account holder | $1,761 | $20,916-91.6% | $17,523-90.0% | $14,365-87.7% |