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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,293 | $254,759-64.2% | $216,567-57.8% | $198,609-54.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 14.41% | 10.04%+4.4pp | 12.94%+1.5pp | 202.70%-188.3pp |
| Employer contribution / active EE | $3,955 | $6,096-35.1% | $5,216-24.2% | $5,055-21.8% |
| Participant deferral / active EE | $6,496 | $6,948-6.5% | $6,191+4.9% | $6,977-6.9% |
| Admin fee / account holder | $1,761 | $26,311-93.3% | $21,981-92.0% | $19,030-90.7% |