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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,388 | $69,274+115.6% | $64,097+133.1% | $139,487+7.1% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 19.84% | 46.00%-26.2pp | 33.75%-13.9pp | 373.84%-354.0pp |
| Employer contribution / active EE | $7,488 | $3,187+134.9% | $2,750+172.3% | $4,755+57.5% |
| Participant deferral / active EE | $21,437 | $4,685+357.6% | $3,881+452.3% | $6,713+219.4% |
| Admin fee / account holder | $727 | $4,247-82.9% | $3,070-76.3% | $11,407-93.6% |