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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,645 | $81,696+17.1% | $70,494+35.7% | $158,982-39.8% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.1%+24.9pp | 82.0%+18.0pp |
| Annual return | 18.53% | 208.70%-190.2pp | 109.16%-90.6pp | 302.99%-284.5pp |
| Employer contribution / active EE | $5,234 | $3,220+62.6% | $2,738+91.2% | $4,763+9.9% |
| Participant deferral / active EE | $13,490 | $4,558+196.0% | $3,711+263.6% | $5,983+125.5% |
| Admin fee / account holder | $458 | $6,200-92.6% | $3,848-88.1% | $11,252-95.9% |