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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,792 | $77,449-6.0% | $69,483+4.8% | $152,909-52.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.6%+25.4pp | 82.5%+17.5pp |
| Annual return | 25.02% | 39.09%-14.1pp | 28.99%-4.0pp | 345.46%-320.4pp |
| Employer contribution / active EE | $10,803 | $3,316+225.8% | $2,780+288.6% | $4,764+126.8% |
| Participant deferral / active EE | $19,000 | $4,415+330.4% | $3,537+437.3% | $5,851+224.7% |
| Admin fee / account holder | $334 | $6,210-94.6% | $3,841-91.3% | $11,601-97.1% |