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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,237 | $150,442+41.7% | $136,295+56.5% | $147,585+44.5% |
| Participation rate | 88.2% | 84.4%+3.8pp | 81.9%+6.3pp | 82.8%+5.4pp |
| Annual return | 15.77% | 1049.09%-1033.3pp | 5155.97%-5140.2pp | 578.56%-562.8pp |
| Employer contribution / active EE | $3,887 | $5,256-26.1% | $4,695-17.2% | $4,876-20.3% |
| Participant deferral / active EE | $7,856 | $6,630+18.5% | $6,247+25.8% | $5,439+44.5% |
| Admin fee / account holder | $2,119 | $10,905-80.6% | $9,243-77.1% | $10,885-80.5% |