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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,284 | $138,076+50.8% | $123,553+68.6% | $135,380+53.9% |
| Participation rate | 88.2% | 84.7%+3.5pp | 82.3%+5.9pp | 82.6%+5.6pp |
| Annual return | -8.08% | 153.70%-161.8pp | 119.21%-127.3pp | 519.81%-527.9pp |
| Employer contribution / active EE | $3,978 | $5,152-22.8% | $4,628-14.1% | $4,779-16.8% |
| Participant deferral / active EE | $8,415 | $6,800+23.8% | $6,426+31.0% | $5,609+50.0% |
| Admin fee / account holder | $1,787 | $10,917-83.6% | $9,284-80.8% | $10,828-83.5% |