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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,030 | $148,629+142.9% | $135,982+165.5% | $139,487+158.8% |
| Participation rate | 85.0% | 83.9%+1.1pp | 81.9%+3.1pp | 80.3%+4.7pp |
| Annual return | 15.53% | 79.33%-63.8pp | 68.32%-52.8pp | 373.84%-358.3pp |
| Employer contribution / active EE | $9,248 | $5,247+76.3% | $4,859+90.3% | $4,755+94.5% |
| Participant deferral / active EE | $10,979 | $8,102+35.5% | $7,760+41.5% | $6,713+63.6% |
| Admin fee / account holder | $6,416 | $12,406-48.3% | $10,767-40.4% | $11,407-43.8% |