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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,581 | $150,435-15.9% | $120,580+5.0% | $145,897-13.2% |
| Participation rate | 83.3% | 78.8%+4.5pp | 72.0%+11.4pp | 80.3%+3.0pp |
| Annual return | 8.23% | 154.60%-146.4pp | 107.48%-99.2pp | 552.29%-544.1pp |
| Employer contribution / active EE | $2,482 | $4,352-43.0% | $3,469-28.5% | $4,663-46.8% |
| Participant deferral / active EE | $5,676 | $6,174-8.1% | $4,995+13.6% | $6,689-15.1% |
| Admin fee / account holder | $3,933 | $12,182-67.7% | $9,418-58.2% | $13,390-70.6% |