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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,050 | $81,763+44.4% | $58,561+101.6% | $139,466-15.4% |
| Participation rate | 22.2% | 61.3%-39.1pp | 50.9%-28.6pp | 80.3%-58.1pp |
| Annual return | 18.21% | 7427.77%-7409.6pp | 4251.33%-4233.1pp | 373.66%-355.5pp |
| Employer contribution / active EE | $1,159 | $1,398-17.1% | $1,053+10.0% | $4,754-75.6% |
| Participant deferral / active EE | $5,000 | $2,555+95.7% | $1,923+160.0% | $6,712-25.5% |
| Admin fee / account holder | $1,667 | $3,273-49.1% | $2,520-33.9% | $11,409-85.4% |