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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,215 | $110,551-43.7% | $80,741-22.9% | $167,536-62.9% |
| Participation rate | 66.7% | 64.0%+2.7pp | 54.2%+12.5pp | 82.1%-15.4pp |
| Annual return | 15.65% | 120.57%-104.9pp | 87.30%-71.7pp | 478.82%-463.2pp |
| Employer contribution / active EE | $3,783 | $1,543+145.2% | $1,160+226.1% | $4,839-21.8% |
| Participant deferral / active EE | $13,400 | $2,870+366.8% | $2,145+524.6% | $6,342+111.3% |
| Admin fee / account holder | $812 | $4,547-82.2% | $3,380-76.0% | $12,315-93.4% |