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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,420 | $84,628-9.7% | $61,501+24.3% | $134,545-43.2% |
| Participation rate | 50.0% | 62.2%-12.2pp | 52.6%-2.6pp | 81.2%-31.2pp |
| Annual return | -19.11% | 585.61%-604.7pp | 339.04%-358.2pp | 418.37%-437.5pp |
| Employer contribution / active EE | $2,797 | $1,545+81.1% | $1,160+141.2% | $4,742-41.0% |
| Participant deferral / active EE | $10,250 | $2,819+263.7% | $2,125+382.4% | $6,401+60.1% |
| Admin fee / account holder | $1,092 | $2,587-57.8% | $2,132-48.8% | $11,431-90.5% |