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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,510 | $108,285-70.9% | $77,552-59.4% | $158,982-80.2% |
| Participation rate | 50.0% | 64.4%-14.4pp | 54.2%-4.2pp | 82.0%-32.0pp |
| Annual return | 25.30% | 31.69%-6.4pp | 54.82%-29.5pp | 302.99%-277.7pp |
| Employer contribution / active EE | $1,982 | $1,325+49.6% | $987+100.8% | $4,763-58.4% |
| Participant deferral / active EE | $2,200 | $2,455-10.4% | $1,861+18.2% | $5,983-63.2% |
| Admin fee / account holder | $558 | $3,709-85.0% | $2,859-80.5% | $11,252-95.0% |