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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,328 | $76,519+87.3% | $56,025+155.8% | $145,897-1.8% |
| Participation rate | 22.2% | 63.2%-41.0pp | 52.5%-30.3pp | 80.3%-58.1pp |
| Annual return | 12.68% | 3017.03%-3004.3pp | 1712.69%-1700.0pp | 552.29%-539.6pp |
| Employer contribution / active EE | $1,135 | $1,383-18.0% | $1,042+9.0% | $4,663-75.7% |
| Participant deferral / active EE | $1,156 | $2,624-56.0% | $1,955-40.9% | $6,689-82.7% |
| Admin fee / account holder | $2,515 | $3,331-24.5% | $2,828-11.1% | $13,390-81.2% |