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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,328 | $76,785+86.7% | $56,441+153.9% | $145,959-1.8% |
| Participation rate | 22.2% | 63.2%-41.0pp | 52.5%-30.3pp | 80.3%-58.1pp |
| Annual return | 12.68% | 3000.51%-2987.8pp | 1704.21%-1691.5pp | 561.95%-549.3pp |
| Employer contribution / active EE | $1,135 | $1,381-17.8% | $1,039+9.2% | $4,661-75.7% |
| Participant deferral / active EE | $1,156 | $2,624-56.0% | $1,953-40.8% | $6,689-82.7% |
| Admin fee / account holder | $2,515 | $3,334-24.6% | $2,829-11.1% | $13,398-81.2% |