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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,656 | $125,237+33.1% | $105,608+57.8% | $145,877+14.2% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 15.43% | 225.76%-210.3pp | 116.50%-101.1pp | 551.28%-535.9pp |
| Employer contribution / active EE | $11,560 | $3,720+210.7% | $3,167+265.0% | $4,663+147.9% |
| Participant deferral / active EE | $17,913 | $5,711+213.7% | $5,010+257.6% | $6,691+167.7% |
| Admin fee / account holder | $987 | $17,287-94.3% | $11,028-91.0% | $13,402-92.6% |