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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,656 | $105,867-0.2% | $90,760+16.4% | $134,532-21.5% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -12.51% | -10.99%-1.5pp | -12.16%-0.4pp | 418.27%-430.8pp |
| Employer contribution / active EE | $9,438 | $3,464+172.5% | $2,922+223.0% | $4,741+99.1% |
| Participant deferral / active EE | $12,881 | $5,217+146.9% | $4,565+182.2% | $6,401+101.2% |
| Admin fee / account holder | $642 | $13,936-95.4% | $8,444-92.4% | $11,429-94.4% |