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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,220 | $118,708-21.5% | $98,920-5.8% | $158,982-41.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 17.59% | 372.49%-354.9pp | 196.47%-178.9pp | 302.99%-285.4pp |
| Employer contribution / active EE | $9,155 | $3,334+174.6% | $2,689+240.4% | $4,763+92.2% |
| Participant deferral / active EE | $11,730 | $5,089+130.5% | $4,245+176.3% | $5,983+96.0% |
| Admin fee / account holder | $3,851 | $10,134-62.0% | $6,643-42.0% | $11,252-65.8% |