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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,642 | $166,242-44.9% | $165,071-44.5% | $145,884-37.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 16.18% | 100.44%-84.3pp | 70.17%-54.0pp | 551.85%-535.7pp |
| Employer contribution / active EE | $4,110 | $5,283-22.2% | $4,347-5.5% | $4,662-11.9% |
| Participant deferral / active EE | $11,808 | $6,964+69.6% | $6,035+95.6% | $6,690+76.5% |
| Admin fee / account holder | $1,234 | $16,658-92.6% | $12,695-90.3% | $13,392-90.8% |