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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,462 | $142,361-56.1% | $119,608-47.8% | $134,509-53.6% |
| Participation rate | 91.7% | 82.8%+8.8pp | 79.3%+12.4pp | 81.2%+10.4pp |
| Annual return | -23.68% | -12.46%-11.2pp | -14.98%-8.7pp | 418.13%-441.8pp |
| Employer contribution / active EE | $3,667 | $5,224-29.8% | $4,232-13.4% | $4,741-22.6% |
| Participant deferral / active EE | $8,851 | $6,468+36.8% | $5,601+58.0% | $6,400+38.3% |
| Admin fee / account holder | $5,792 | $13,588-57.4% | $10,326-43.9% | $11,427-49.3% |