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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,835 | $100,970-50.6% | $96,576-48.4% | $137,256-63.7% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 41.66% | 38.16%+3.5pp | 38.47%+3.2pp | 220.34%-178.7pp |
| Employer contribution / active EE | $2,782 | $3,809-27.0% | $3,553-21.7% | $4,156-33.1% |
| Participant deferral / active EE | $4,945 | $8,286-40.3% | $7,956-37.9% | $6,407-22.8% |
| Admin fee / account holder | $312 | $11,312-97.2% | $11,381-97.3% | $12,270-97.5% |