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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,711 | $92,684-61.5% | $82,706-56.8% | $134,509-73.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -16.08% | 945.84%-961.9pp | 701.76%-717.8pp | 418.13%-434.2pp |
| Employer contribution / active EE | $1,573 | $3,272-51.9% | $3,007-47.7% | $4,741-66.8% |
| Participant deferral / active EE | $5,269 | $4,800+9.8% | $4,394+19.9% | $6,400-17.7% |
| Admin fee / account holder | $386 | $5,982-93.6% | $5,329-92.8% | $11,427-96.6% |