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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,181 | $73,839-25.3% | $143,788-61.6% | $68,495-19.4% |
| Participation rate | 96.9% | 66.7%+30.2pp | 80.3%+16.6pp | 67.9%+29.0pp |
| Annual return | -21.89% | 1.01%-22.9pp | -0.03%-21.9pp | -7.84%-14.0pp |
| Employer contribution / active EE | $3,185 | $3,1840% | $4,952-35.7% | $2,596+22.6% |
| Participant deferral / active EE | $6,706 | $3,384+98.2% | $5,638+18.9% | $4,028+66.5% |
| Admin fee / account holder | $1,092 | $5,755-81.0% | $14,675-92.6% | $5,403-79.8% |