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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,150 | $85,169-48.2% | $172,755-74.4% | $72,983-39.5% |
| Participation rate | 80.8% | 70.1%+10.7pp | 82.6%-1.9pp | 69.5%+11.3pp |
| Annual return | 40.14% | 27.32%+12.8pp | 802.94%-762.8pp | 81.01%-40.9pp |
| Employer contribution / active EE | $1,991 | $3,324-40.1% | $5,144-61.3% | $2,440-18.4% |
| Participant deferral / active EE | $5,283 | $3,260+62.1% | $5,198+1.6% | $3,608+46.4% |
| Admin fee / account holder | $803 | $5,880-86.3% | $13,955-94.2% | $5,124-84.3% |