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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,459 | $180,462-82.6% | $154,111-79.6% | $135,379-76.8% |
| Participation rate | 81.0% | 87.4%-6.5pp | 83.0%-2.1pp | 82.6%-1.7pp |
| Annual return | -11.02% | 888.17%-899.2pp | 735.18%-746.2pp | 519.79%-530.8pp |
| Employer contribution / active EE | $3,107 | $6,036-48.5% | $5,298-41.3% | $4,779-35.0% |
| Participant deferral / active EE | $4,534 | $5,806-21.9% | $5,081-10.8% | $5,609-19.2% |
| Admin fee / account holder | $831 | $16,145-94.9% | $13,411-93.8% | $10,828-92.3% |