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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,926 | $202,440-67.4% | $169,390-61.1% | $139,466-52.7% |
| Participation rate | 21.1% | 81.1%-60.1pp | 77.2%-56.1pp | 80.3%-59.3pp |
| Annual return | 21.99% | 532.36%-510.4pp | 406.07%-384.1pp | 373.66%-351.7pp |
| Employer contribution / active EE | $1,308 | $4,693-72.1% | $4,013-67.4% | $4,754-72.5% |
| Participant deferral / active EE | $2,031 | $6,940-70.7% | $6,222-67.4% | $6,712-69.7% |
| Admin fee / account holder | $313 | $10,722-97.1% | $9,015-96.5% | $11,409-97.3% |