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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,384 | $190,879-71.5% | $160,009-66.0% | $134,532-59.6% |
| Participation rate | 21.1% | 82.0%-60.9pp | 78.0%-56.9pp | 81.2%-60.2pp |
| Annual return | -19.51% | 552.63%-572.1pp | 408.85%-428.4pp | 418.27%-437.8pp |
| Employer contribution / active EE | $1,333 | $4,995-73.3% | $4,225-68.5% | $4,741-71.9% |
| Participant deferral / active EE | $1,937 | $6,924-72.0% | $6,183-68.7% | $6,401-69.7% |
| Admin fee / account holder | $356 | $10,495-96.6% | $8,715-95.9% | $11,429-96.9% |